Young Accumulators
Young Accumulators are typically between the ages of 25 and 35, beginning to establish themselves in their careers, and have a desire to set a solid financial foundation. Often referred to as HENRYs (High Earners, Not Rich Yet), Young Accumulators may be seeking assistance with evaluating their employee benefits suite and retirement plan investment options. Various insurance needs, debt reduction assistance and/or consulting associated with the purchase of a home are all typical planning needs of Young Accumulators.
Financial Planning Areas
- Customized “Sailing & Rowing” Asset Allocation Model
- RetireUp® Retirement Income Projection
- 401(k) Allocation Review & Recommendations
- Employee Benefits Review
- Insurance Analysis (life, disability, long term care, etc.)
- Mortgage/2nd Home Purchase Analysis
- Cash Flow Analysis & Budget Construction
- Student Loan/Debt Reduction Strategies
Resources & Tools
- Orion-Powered Client Portal & App
- AssetMap® Visual Balance Sheet
- Riskalyze® Advanced Investment Risk Alignment Report
- Morningstar® Portfolio Analytics
- Consolidated Multi-Period Investment Performance Reports
- Weekly & Quarterly Newsletter Subscriptions
- Educational Workshop Invitations
- Online Education Suite Access
Interactions
- 2 Initial Complimentary Meetings
- 2-4 Pre-Scheduled Portfolio & Planning Review Meetings per year
- Unlimited Telephone & Email Conversations
Engagement Levels & Compensation
Option #1: Investment Advisory & Financial Planning
Investment Advisory Fee Schedule*
| Assets Under Management | Advisory Fee |
|---|---|
| $0 - $2,000,000 | 1.25% |
| $2,000,000 - $4,000,000 | 1.00% |
| $4,000,000 - $6,000,000 | 0.90% |
| $6,000,000 - $8,000,000 | 0.80% |
| $8,000,000 - $10,000,000 | 0.70% |
| $10,000,000 - $15,000,000 | 0.60% |
| $15,000,000 - $25,000,000 | 0.50% |
| $25,000,000 - $50,000,000 | 0.40% |
| $50,000,000 + | 0.35% |
Option #2: Financial Planning
- Choose any two Financial Planning Areas for $1,000
- Unlimited Financial Planning Areas for $2,400 or $200/month
*Annual investment advisory fees are billed quarterly and based upon the account value at the end of each quarter. Family members will benefit from account balance aggregation to achieve favorable advisory fee breakpoints.
All trademark and/or company logos herein are owned by the respective company. Bleakley Financial Group, LLC and LPL Financial are not affiliated with any company noted herein.
Let's Get Started
We will work with you to find the right mix of services and personal planning tools for your needs.