Manage the valleys; the peaks will come. We build portfolios designed to prosper during “sailing” environments and withstand “rowing” ones.
Retirement shouldn’t be stressful. We construct income plans designed to help you navigate turbulent waters.
Comprehensive financial planning involves much more than stocks, bonds and mutual funds. We provide the guidance to manage your finances, balance work and leisure, and make smart choices for the future.
Protect yourself and your loved ones from the financial impact of unexpected life events. We develop comprehensive insurance plans addressing life’s “what if’s”.
An effective estate plan ensures your wishes are carried out in the event of illness, injury or death. We confirm beneficiary designations remain accurate and collaborate with attorneys drawing up vital estate planning documents.
We help mitigate the impact that taxes can have on your assets, including the legacy you plan to leave for your family.
We Offer Services Built for Any Life Stage
We Develop Specific Plans Designed to Meet Your Life Stage
CHOOSE FROM A WIDE RANGE OF PERSONAL PLANNING AREAS
• AssetMap® Visual Balance Sheet
• Riskalyze® Advanced Investment Risk Alignment Report
• Morningstar® Portfolio Analytics
• Customized Sailing & Rowing Asset Allocation Model
• Consolidated Multi-Period Investment Performance Reports
• Investment Policy Statement
• Employee Benefits Review
• Qualified Plan Asset Allocation Review & Recommendations
• Insurance Needs Analysis - Home, Auto, Umbrella
• Insurance Needs Analysis - Life, Disability, Long Term Care
• Student Loan/Debt Reduction Strategies
• Mortgage & Lending Analysis
• RetireUp® Retirement Income Projection (typically under age 60)
• Education Funding Analysis and Implementation
• Stock Option Analysis & Management
• Cash Flow/Budgeting (advanced)
• Tax Planning (in coordination with your accountant)
• Estate Planning (in coordination with your attorney)
• Income For Life ® Retirement Distribution Plan, Implementation & Monitoring
• Required Minimum Distribution (RMD) Coordination & Compliance
• Medicare/Medicare Supplement Evaluation
• Social Security Maximization Analysis
• Legacy Planning
• Charitable Giving Coordination
Let's Get Started
We will work with you to find the right mix of services and personal planning tools for your needs.